Sub-Merchant Terms

Platform Model: DaizLab operates an autonomous event-engineered platform powered by registered corporate entities, including DaizSign Multimedia Limited (RC-7387309). We provide digital storefronts, blogging engines and AI execution tools.

Registration & KYC: To establish an autonomous storefront, you must complete onboarding by submitting verified legal identity details, corporate/business registration (CAC where applicable), valid contact parameters and verified payout bank details.

Underlying Processing: Payment processing services on DaizLab are facilitated via Paystack Payments Limited. By agreeing to these terms, you agree to comply with Paystack's Merchant Services Agreement, Acceptable Use Policy and applicable Card Scheme Rules.

Custom Vibe & Identification: Each vendor store includes a dynamic landing page tailored to your products, services and visual vibe.

Dynamic Color Adaptation: The integrated DaizGuide assistant may adapt its visual interface to harmonize with your storefront's custom brand palette using accessibility-aware color rules.

Metadata & Distribution: Product and service listings may generate Open Graph and structured semantic metadata optimized for discovery and social previews.

Split Settlement: Where merchant settlement onboarding is active, DaizLab uses Paystack subaccount split payments. The configured platform percentage is allocated to DaizLab and the remaining settlement is allocated to the merchant subaccount, subject to processor fees and applicable settlement rules.

Fee Bearer: Unless a different configuration is explicitly shown, the merchant subaccount bears applicable Paystack transaction charges.

Settlement: Settlement timing is controlled by Paystack and the merchant's active configuration. DaizLab does not promise a settlement date that differs from the processor's confirmed schedule.

Chargebacks & Disputes: You must respond to dispute notices through your vendor dashboard within the applicable response window shown for the dispute. You remain responsible for reversals, disputed transactions and claims arising from unfulfilled orders, delayed delivery or inaccurate product descriptions.

Anti-Duplication Blogging: Vendor content may be checked for duplicate or substantially overlapping material before publication to protect marketplace search quality and brand equity.

Haven & AI Infrastructure: Eligible store owners receive access to Haven through the merchant dashboard. Haven provides access to A.I.R. workflows and sales-system architectures intended to improve store operations and ROI.

DaizLab may suspend or decommission storefront access where required by law, processor rules, fraud or prohibited-activity controls, material KYC failure, or sustained transaction/dispute risk. Where practicable, DaizLab will provide notice and an opportunity to resolve an issue unless immediate action is required for security, legal or processor reasons.

Customer checkout is routed through the DaizLab payment router, which resolves the approved merchant Paystack subaccount, applies the configured split and fee-bearer rules, and attaches structured metadata such as storefront, SKU and intent identifiers.

Signed Paystack webhooks are verified server-side. Successful payments are verified against the Paystack transaction before the DaizLab order is marked paid. Duplicate webhook delivery is handled idempotently.

By activating merchant payment settlement or publishing an autonomous storefront, you acknowledge these Sub-Merchant Terms and the applicable Paystack processor terms. Nothing in this Agreement removes rights or obligations that cannot lawfully be excluded.